One Connect™
Third-Party Integration Module
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X-35 FinTech Core™
A Single, Unified FinTech Core
Infrastructure that keeps you at the forefront of innovation
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With the X-35 FinTech Core™, we’ve levelled the playing field
X-35 has been designed to enable any Financial Institution, of any size, to rapidly create and deploy truly innovative products seamlessly - without the prohibitive expense they were previously faced with.
Richard Steggall
Executive Chairman
Why a Fintech Core?
The Problem
A fragmented financial technology ecosystem is slowing innovation
The complexity of the financial technology infrastructure has hit critical mass and led to extensive fragmentation across the ecosystem, impeding the ability for traditional and non-traditional Financial Institutions (FIs) to navigate and deploy innovative solutions that help them remain relevant in this digital-first economy.
The Solution
The FinTech Core is where innovation and simplicity meet
The FinTech Core is an API-first, developer-friendly, and cloud-based technology hub that operates in connection with an FI’s Banking Core or Payment Processor to amalgamate all solutions an FI wants to ingest into one centralized platform. This streamlines API integration with one vendor relationship that’s governed by one contractual relationship.
The FinTech Core is next generation FinTech infrastructure
Whether you’re a bank, credit union, or neo bank looking for embedded FinTech; a Banking as a Service platform looking for a centralized marketplace for FinTech capabilities; or, you’re a Payments as a Service platform; the FinTech Core is like a centralized banking and payments API marketplace that ‘levels the playing field’ and allows you to get back to competing on relevance and customer service, rather than technical capabilities and geographic (or virtual) presence.
Siddharth Parekh
Chief Technology Officer
Leverage the X-35 FinTech Core's native products to immediately consolidate and innovate
X-35 helps you consolidate your third-party solutions, almost like a FinTech infrastructure API marketplace. It also boasts a suite of native products and tools that give you an immediate and solid foundation to start developing your future product offerings from.
Leverage the X-35 FinTech Core's native products to immediately consolidate and innovate
X-35 helps you consolidate your third-party solutions, almost like a FinTech infrastructure API marketplace. It also boasts a suite of native products and tools that give you an immediate and solid foundation to start developing your future product offerings from.
Accessing the technology you need to innovate just got easier
No more decade long contracts, steep financial strongholds, inflexible solutions, or ‘policy oriented’ customer service. One look and feel across the board for easier use, management, and optimization. And, human-to-human white glove service without the pretense.
One contract- One invoice
- One point of contact
- One login
- One platform
Key benefits to using a FinTech Core
Consolidated Technology Infrastructure
When you want to control every aspect of your experience
Continuous and Rapid Product Innovation
When you want to easily and quickly embed a new product into your experience
Compliance and Cost Efficient
When you’d rather deploy a turn-key experience to achieve speed-to-market
Deploy native products with maximum control and speed
APIs
The use of APIs are ideal for those who want to create a truly customized solution with complete control over the implementation, experience, and design.
Development Required
SDKs
The use of SDKs are perfect for those that want to enhance their existing user experience by embedding specific functionality.
Some Development Required
Full Experience
The Full Experience is perfect for those looking for speed to market in delivering a completely tailored end-user experience.
No Development Required
Your centralized administration tool for everything
The FT Toolbox™ is a suite of centralized client administration tools that support a range of functions specific to a client’s product set. Clients are able to manage branding, users, functionality, business rules, image processing, transactions, and reporting - all of which increase brand exposure, limit risk, and improve decisioning. Being modular in nature, the Toolbox only displays what is necessary for each client and subsequently each individual user.
BOUNDLESS INNOVATION
Your one-stop research and development shop
Driven to continually evolve, we believe that innovation requires endless discovery. X-35 FinTech Core is your research and development powerhouse that will enable you to deliver the "X-Factor" well beyond 2035.
Partner with us today
Use Cases
These are just a few ways you can innovate using Core DBX
Retail Digital Banking
Deliver an exceptional digital experience tailored to end-user needs
View Use Case
Agent Banking
Empower clients with unparalleled card benefits and the tools to take control of their financial freedom.
View Use Case
