With the X-35 FinTech Core™, we’ve levelled the playing field

X-35 has been designed to enable any Financial Institution, of any size, to rapidly create and deploy truly innovative products seamlessly, and without the prohibitive expense they were previously faced with.

Richard Steggall
Chief Executive Officer
Why a Fintech Core?
The Problem

A fragmented financial technology ecosystem is slowing innovation

The complexity of the financial technology infrastructure has hit critical mass and led to extensive fragmentation across the ecosystem for traditional and non-traditional Financial Institutions (FIs) to navigate as they attempt to fund the deployment of innovative solutions that ensure and remain relevant in this digital first economy.

The Solution

The Fintech Core is where innovation and simplicity meet

The FinTech Core’ is an API-first, developer-friendly, and cloud-based technology hub that operates in connection with an FI’s Banking Core or Payment Processor to amalgamate all solutions an FI wants to ingest, into one centralized platform that enables streamlined API integration–all as part of one vendor relationship that’s governed by one contractual relationship.

The FinTech Core is next generation FinTech infrastructure

Whether you’re a bank, credit union, or neo bank whose looking for embedded FinTech; a Banking as a Service platform looking for a centralized marketplace for FinTech capabilities; or, you’re a Payments as a Service platform; the FinTech Core is like a centralized banking and payments API marketplace that ‘levels the playing field’ and allows you to get back to competing on relevance and customer service, rather than technical capabilities and geographic (or virtual) presence.

Siddharth Parekh
Chief Technology Officer

Leverage the X-35 FinTech Core's native products to immediately consolidate and innovate

X-35 helps you consolidate your third-party solutions, almost like a FinTech infrastructure API marketplace. It also boasts a suite of native products and tools that give you an immediate and solid foundation to start developing your future product offerings from.

aglity-icon

One Connect™

Integrate and manage third-party vendors

Learn more consumer-purpel black-arrow
canvas-icon

Core DBX™

Digital Banking Experience

Learn more consumer-purpel black-arrow
canvas-icon

Verified Enrollment™

A quick, easy, and secure onboarding experience

Learn more consumer-purpel black-arrow
digital-icon

Quick Money Movement™

Modern & agile money movement capabilities

Learn more consumer-purpel black-arrow
canvas-icon

Human Behavioral Insights™

Analyze financial habits to identify opportunities

Learn more consumer-purpel black-arrow
aglity-icon

Open Processing™

An open API allowing clients to launch customized cards

Learn more consumer-purpel black-arrow

Leverage the X-35 FinTech Core's native products to immediately consolidate and innovate

X-35 helps you consolidate your third-party solutions, almost like a FinTech infrastructure API marketplace. It also boasts a suite of native products and tools that give you an immediate and solid foundation to start developing your future product offerings from.
One Connect
One Connect™
Third-Party Integration Module
Learn more Learn more
Core DBX
Core DBX™
Digital Banking Experience
Learn more Learn more
Verified Enrollment
Verified Enrollment™
Identity Verification & Account Opening
Learn more Learn more
Quick Money Movement
Quick Money Movement™
Real-Time Payments, Remittances &, Deposits
Learn more Learn more
Open Processing
Open Processing™
Card Processing & Portfolio Solutions
Learn more Learn more
Human Behavioral Insights
Human Behavioral Insights™
Intelligent Insights to Optimize User Experiences
Learn more Learn more

Accessing the technology you need to innovate just got easier

No more decade long contracts, steep financial strongholds, inflexible solutions, or ‘policy oriented’ customer service. One look and feel across the board for easier use, management, and optimization. And, human-to-human white glove service without the pretense.

  • One contract
  • One invoice
  • One point of contact
  • One login
  • One platform

Key benefits to using a FinTech Core

Consolidated Technology Infrastructure

When you want to control every aspect of your experience

Continuous and Rapid Product Innovation

When you want to easily and quickly embed a new product into your experience

Compliance and Cost Efficient

When you’d rather deploy a turn-key experience to achieve speed-to-market

Deploy native products with maximum control and speed

Your centralized administration tool for everything

The FT Toolbox™ is a suite of centralized client administration tools that support a range of functions specific to a client’s product set. Clients are able to manage branding, users, functionality, business rules, image processing, transactions, and reporting, all of which increase brand exposure, limit risk, and improve decisioning. Being modular in nature, the Toolbox only displays what is necessary for each client and subsequently each individual user.

BOUNDLESS INNOVATION
Your one-stop research and development shop

Driven to continually evolve, we believe that innovation requires endless discovery. X-35 Fintech Core is your research and development powerhouse that will enable you to deliver the "X-Factor", well beyond 2035.

Partner with us today

Use Cases

These are just a few ways you can innovate using Core DBX

Retail Digital Banking

Deliver an exceptional digital experience tailored to end-user needs

View Use Case

Agent Banking

Empower clients with unparalleled card benefits and the tools to take control of their financial freedom.

View Use Case

Are you ready to innovate using X-35 FinTech Core?

REQUEST DEMO