We Automate Exceptional Outcomes

We proudly define an "Exceptional Outcome" as being an outcome that is accurately processed the first time and without human intervention. In fact, this is the North Star metric that guides our company and propels our clients forward. And we believe our solution is unparalleled and unsurpassed in every relevant way. Take a look at these numbers.
99 %
First-Time Image Acceptance*
14 X
Reduction in False Positives*
90 %
Reduction in Human Review*
98 %
Accurately Auto-Decisioned*
6 Second
Average API Response Time
21 day
Average Implementation
* When using the SDK

Designed to be an
Embedded Solution

The modular configuration of our solution allows you to simply enhance an existing workflow or rapidly deploy an entirety new end-to-end workflow.
  • Imaging
    Capture a complete
    image that includes
    the presented item
  • Item
    Extraction
    Identify and extract
    the item from the
    image captured
  • Data
    Extraction
    Identify & OCR
    all necessary data
    elements on the item
  • Data
    Validation
    Validate and score all
    data elements against
    our layered dataset
  • Decisioning
    Decision the item
    against relevant
    business rules
  • Settlement &
    Reconciliation
    Process the outcome,
    and reconcile it to the
    system of record

Pick the deployment method right for you.

Our developer-friendly SDK and APIs seamlessly integrate into any workflow, providing intelligence, accuracy, and ease of use. Integrate and deploy in as little as 21 days.
SDKs
SDK
The Contour AI SDK™ has been designed to be the industry’s most intuitive experience for mobile image capture - capturing documents of various kinds via an iOS™ or Android™ mobile device. It has also been built with developers in mind and can be downloaded using popular package managers like Cocoa Pods™ and Gradle™
APIs
APIs
When you want to control every aspect of your experience
Applications
Review Center
The Review Center is your Mission HQ. Here, you control all pre-determined workflows, thresholds, business rules, and processing outcomes specific to your business.

Why Urban FT?

With Urban FT as your partner, you can confidently interact with more good customers more frequently, for increased growth and success. In fact, since processing its first image back in 2005, Urban FT is now one of the Banking and Payments industry's leading and fastest growing providers of AI-powered mobile imaging and process automation solutions. As a testament to Urban FT's consistent growth, it has been ranked on the Inc. 5000 list for three years in a row - 2020, 2021, and 2022. Here are a few other milestones we're happy to share too.
500 +
Clients
Served
$ 24 B
Annualized Transactions
$ 835 M+
Prevented
Fraud
106 M
Yearly Items Processed
This is, hands down, a solution delivered with simplicity and efficiency. Priced competitively, it reduces operational overhead and saves client's more money, all while increasing their revenue. it's a solution that addresses not just one problem, but multiple problems faced by various brands, and across numerous industries.
Here are just a few examples of how the Urban FT solution can be put to work.
  • ID Document
    Capture
  • Consumer
    Check Capture
  • Business
    Check Capture
  • Account
    Opening
  • Data
    Validation
  • Employment
    Verification

We're proud as punch to be recognized for our achievements

Awards
Awards
Awards
Awards
Awards
Awards
Learn more

Let's take the next leg of the journey together

Richard Steggall
quotation mark
When I founded Urban FT, I did so with the intent of it being inherently different from the get-go. I was not going to conform to industry complacency that had been driven by legacy methods. I was not going to have Urban FT become just an alternate vendor selected on price, or worse still, for being marginally better than the competition. I fully intended to challenge the status quo no matter how many incumbents that upset along the way. Why? Because I wanted to solve problems that financial institutions and other brands hadn’t yet identified, yet they so desperately and immediately needed to solve for. I wanted them to also have a superior solution of their own that they could be proud to offer. And, I wanted to ensure that at all times we had the best available solutions in the market. So, I took on many unconventional battles along the journey. I may have a few vocal foes, but they pale into insignificance compared to the friends, clients, partners, and users who I’m so happy to create value for. But most of all, I’m proud of the incredible and dedicated team of staff that have got us to where we are today. They are the ones who deliver the Exceptional Outcomes you now expect from us!
Richard Steggall
Founder

We love sparking innovation with the industry’s best and brightest

Mastercard
Chime
FIS
Visa
BlueVine
MEA
Bridegwater Bank
Navy Federal
Varo
ICBA

Urban FT in the news

INC
Fortune
American Banker
TechCrunch
Forbes
Pymnts
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