Our Vision

A world where anyone can dream big, deliver exceptional

Our vision is to arm financial intuitions with the innovation they need to break free from fragmented and overcomplex banking, payments, and FinTech ecosystems. We help them leverage the power of technology to Dream Big, Deliver Exceptional.

Our Mission

Achievable through continuous and boundless innovation

Our mission is to enable clients to deliver an exceptional customer experience through the world’s first and most capable FinTech Core. We help clients challenge the status quo, tackle real problems, and deliver tomorrow’s FinTech innovations today.

We are the trailblazers, revolutionizing FinTech

Urban FT is a mission-driven organization focused on helping financial institutions deliver exceptional customer-driven digital experiences with the industry’s first and most capable FinTech Core. We overcome the challenges associated with the increasingly fragmented overcomplex banking, payments, and FinTech ecosystems.

Urban FT’s X-35 FinTech Core™ is a serverless, cloud-based core that works in unison with a Financial Institution’s existing Banking Core or Transaction Processor, enabling all types of FIs to deliver an exceptional, cutting edge customer-driven experience – all under one platform. X-35 FinTech Core™ enables clients—whether a mainstream bank, a neo-bank, a national grocery chain, or even a university—to create and deliver a strategy of continuous product and technological innovation.

On the bleeding edge of innovation

By leveraging the X-35 FinTech Core, clients have an R&D team at the ready that can incorporate feedback into products and services from the 500+ financial institutions we work with. This means clients will always be on the bleeding-edge when it comes to providing their end-users with superior digital banking, account opening, money movement, behavioral insights, and card portfolio products - all of which enhance user engagement.

Our values are what define us

We are what we believe. We believe in delivering exceptional. Driven by being exceptional to ourselves, to each other and for our clients. For us, exceptional isn’t an option. It’s a way of life. It’s our declaration. It’s our promise.

Inclusive camaraderie always

We encourage, support, celebrate, and value the diverse experiences and voices of our colleagues. Everyone is empowered with the opportunities and the tools to do their best work - no matter who they are, what they do, or where they work in our organization.

Teamwork makes our dreams work

Through collaboration with clients, partners, and internal teams, we always find a path to solving tomorrow’s needs.

Our word is our bond

Our team goes above and beyond, behind the scenes and on the front lines, to deliver what we promise and exceed industry best practices.

Our aspirations are our possibilities

We set the benchmark for how the ‘underdog’ can rise to the top and empower their communities.

Unrelenting drive to break the status quo

We are always innovating to stay on the bleeding edge so that our staff, clients, and partners can remain ahead of the curve.

Excellence isn’t an exception, it’s a habit

By challenging the status quo and creatively addressing real-world problems, we pride ourselves in empowering our clients to ‘dream big, deliver exceptional.’

We’ve already grabbed the industry by the horns

Although we were founded in 2012, it wasn’t until 2015 that we launched our first services with the dream of empowering the underdog. Since then, we’ve achieved some impressive results.

500 +
Financial Institutions Served
$ 18 B+
Annualized Transactions
5 M+
Monthly Mobile Sessions
12 M+
Yearly Items Processed

Our locations

Are you ready to innovate?

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